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A commenter named Blitzkrieg asked:
How do currency exchange fees factor into the decision between VEA and XIN? XIN’s MER is 0.35% higher than VEA’s, but it is purchased using Canadian dollars, so there is no exchange fee. VEA’s MER is nice and low, but don’t you immediately lose a few percentage points of your investment when you buy it due to currency exchange fees?
He’s exactly right. The answer to “which one is better, VEA or XIN, from a cost perspective” is “...